Why Cheryl Cole is still with husband Ashley is more confusing to millions of Brits than complicated credit card interest rates, a study revealed yesterday (WED). The stunning X-Factor judge s decision to forgive her cheating football star hubby made fou

Why Cheryl Cole is still with husband Ashley is more confusing to millions of Brits than complicated credit card interest rates, a study revealed yesterday (WED).

The stunning X-Factor judge's decision to forgive her cheating football star hubby made fourth place in a list of life's most confusing things.

Credit card interest rates were voted into fifth place. Foreign call centres came top followed by 'algebra' and 'what women see in Russell Brand', a riddle the Hampstead comedian would almost certainly be happy to answer.

Girls Aloud beauty Cheryl revealed this week in a magazine interview she no longer trusts the Chelsea and England defender who had a one-night stand with a blonde hairdresser.

Her devotion to love-rat Ashley was even deemed more confusing than the laws of cricket and insurance policies.

The list was compiled by price comparison site www.Confused.com.