Experts have issued a warning to anyone who receives Universal Credit, PIP and other benefits ahead of changes to payments.

The Department for Work and Pensions (DWP) who manage benefit payments to eligible claimants do not make payments on bank holidays.

With another bank holiday due at the end of the month, claimants are being warned to plan ahead by experts.

The next bank holiday will take place on May 27, with anyone due a payment on that date instead receiving it on Friday, May 24.

Experts at Spencer Churchill Claims Advice said: "The payment date changes for benefits such as Universal Credit and PIP around bank holidays are essential for ensuring that beneficiaries can access their funds when needed.

“However, recipients should plan carefully as these adjustments could extend until the next payment cycle.

“While the early payment system implemented by the DWP during bank holidays is beneficial, it requires beneficiaries to manage their finances more carefully.

“Especially since payments like Universal Credit are designed to cover regular living costs, the longer interval until the next payment can be challenging for some.

"The changes are not just a logistical necessity; they reflect the commitment to ensuring that individuals relying on government support are not left without funds during public holidays.

“This proactive approach is crucial for supporting the financial well-being of the most vulnerable populations during holiday closures."

These are the benefit payments usually impacted by bank holidays:

  • Attendance allowance
  • Carer’s allowance
  • Child benefit
  • Disability living allowance
  • Employment and support allowance
  • Income support
  • Jobseeker’s Allowance
  • Pension credit
  • Personal independence payment (PIP)
  • State pension
  • Tax credits
  • Universal credit

The Spencer Churchill Claims Advice experts added: "Four more bank holidays are taking place in the UK this year: Monday, May 27—spring bank holiday, Monday, August 26—summer bank holiday, Wednesday, December 25—Christmas Day, and Thursday, December 26—Boxing Day.

"On these days, benefits will be issued on the previous working day, allowing you to access your money sooner than expected.

“This adjustment only affects payments scheduled for a bank holiday. If your payment is set for any other day, it remains unchanged, and you'll receive your benefits as usual.

“For instance, if your benefits are due on May 27, they will instead be paid on Friday, May 24. Similarly, payments due on August 26 will be made on Friday, August 23."